Right now this is configured using the `secrets.yml` file, which is the
file we've used in the past to configure SMTP settings.
Note that, in the `current_secrets` method, the `if default?` condition
is there so in single-tenant applications it returns the exact same
object as `Rails.application.secrets`, and it makes it immediately clear
for developers reading the code. We're also caching the tenant secrets
(using `||=`) so they behave the same way as Rails secrets; for this to
work properly 100% of the time (for example, in tests) we need to expire
these cached secrets whenever the Rails secrets change.
A similar `unless Tenant.default?` condition is present in the
ApplicationMailer because there's a chance some CONSUL installations
might not be using secrets to define the SMTP settings(they might be
using environment variables, for example) and so in this case we don't
want to force settings based on the secrets.yml file because it would
break the application.
The structure of the SMTP settings in the secrets file should be:
```
production:
tenants:
name_of_the_tenant_subdomain:
smtp_settings:
address:
(...)
```
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