We were very inconsistent regarding these rules.
Personally I prefer no empty lines around blocks, clases, etc... as
recommended by the Ruby style guide [1], and they're the default values
in rubocop, so those are the settings I'm applying.
The exception is the `private` access modifier, since we were leaving
empty lines around it most of the time. That's the default rubocop rule
as well. Personally I don't have a strong preference about this one.
[1] https://rubystyle.guide/#empty-lines-around-bodies
In the specs, some investment were missing a heading_id, thus creating
another unexpected budget
By explicitly setting the heading_id we can control better which
budgets are created in each test
